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Yeah, true. Thanks to investors and the fact that we treat housing like a commodity that can be bought and sold, it was inevitable.

The only reason I was able to buy a house was because I live in bumfuck, South Dakota, I have a husband who applied for the loans along with me, and we got on two programs. But that was in 2019, and it’s gotten worse since then, even here.

But yeah, I do understand what you’re saying. I just think the blanket statements about entire generations are wack. They called us Gen Xers “slackers” in the 90s and said we didn’t want to leave our parents basements, etc. – they say the same shit about every generation, and it’s like we get amnesia about it every time. It’s so ignorant when I hear people my age say the exact same things about Gen Z and millenials that they said about us.

Yep, all those gold bars! But iirc the loan is part of a program for low income people and we haven’t actually had to make a payment on it yet, just the mortgage itself.

It was hell applying though. I had to send receipts for every time I got reimbursed for travel from work and write detailed explanations. Don’t ask me how it all worked because tbh I’m still confused lol

We had no money to put down whatsoever, which led me to believe we couldn’t buy a home. We had to take out an additional loan for the down payment because we had no savings. I was actually surprised we got approved because my husband had just gotten his permanent residency, and I was effectively broke following addiction related career loss.

We own a house too, but it’s actually cheaper to pay the mortgage here than to rent an apartment. Even so, it’s similar to yours, and we’re on two programs to help us afford it. It’s our first home, and we bought it in 2019. Since then, the cost of housing has drastically increased here to the point that I don’t think we could afford it now.

Is there anything that’s more obviously a “divide and conquer” tactic than all this unhinged generational bullshit? I’m gen x, and I’ve got more in common with my poor millennial and gen z neighbors than I do with some rich fuck my own age.

And the “ultra wealthy” reference in this article is laughable. The ultra wealthy have always done whatever tf they want while the rest of us suffer.

This article is just “young people don’t want to work anymore” in a fake nose and glasses.