Truthfully this is my image state power. They make shiat up 100% of the time.

Citizens don’t believe anything out of the State or Media.

This is not how most people view information from the state or media. There’s a much higher degree of skepticism than in the past, sure, but most people aren’t going to simply believe every cop (or especially every journalist) is lying 100% of the time.

I don’t think it does the left any favors to take this stance, either. It makes us look contrarian (because it is contrarian) rather than grounded in reality.

Survivorship bias

The financial industry is heavily regulated by the US Gov’t

Lol

Not just a time invesent – if you’re biking 18 miles you’re going to need a shower where you’re going, or you’re going to need a job where you can show up drenched in sweat.

And that’s not factoring in rain or snow or having to transport large objects or people.

The response here to “people must be financially illiterate if they can’t live without income for months!” is no, they aren’t illiterate, they live in an economy designed to keep a ton of people in precarity.

Everyone understands it’s nice to have some money set aside for rainy days. It’s such a simple lesson that calling it “financial literacy” is almost condescending. The problem isn’t that people haven’t heard of saving, it’s that decent-paying jobs aren’t common, basic costs like housing and healthcare are rising rapidly, and even if you do everything right there are a thousand ways to get a fat bill dropped on your lap that takes you back to square one.